Buy Now Pay Over Time With Affirm
Pay in 4 payments insterest-free every 2 weeks or spread it over up to 60 months with 0-36% APR. Subject to eligibility.
Why Affirm ?
How to pay with Affirm ?
* Payment with Affirm will not be available for products with a pre-order time of longer than 30 days.
Frequently Asked Questions?
What is Affirm?
Affirm is an alternative to credit cards, offering real-time financing for online purchases. Buy now and pay in fixed installments.
Why buy with Affirm?
· Purchase now and pay later with fixed monthly payments.
· Affirm discloses loan terms before you buy, with clear details on payments and interest.
· Secure, real-time application process with quick loan approval.
· No credit card required, and loan decisions include various data points, not just your credit score.
· Receive email and SMS reminders for upcoming payments, with optional autopay.
How does Affirm approve borrowers for loans?
Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm
uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data
points about you. This means you may be able to obtain financing through Affirm even if you don’t have an extensive credit history. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Are there any interest or fees associated with Affirm loans (late fees)?
Affirm loans vary between 0% APR and 30% APR simple interest. The corresponding finance charge is the only fee associated with an Affirm loan. Affirm does not charge late fees, service fees, prepayment fees, APR penalties or any other hidden fees for a late payment. They strive to always be more transparent and fair than any other form of financing.
How do I make my payments?
· Visit www.affirm.com/account.
· Enter your mobile number to receive a personalized security pin.
· Input the security pin to sign in.
· Choose the loan payment you wish to make.
· Pay using a debit card or ACH bank transfer.
· For payment reminders, Affirm will notify you via email and SMS with the installment details. You can also enable autopay to avoid missing payments.
When is my first payment due?
Your first payment will be due 30 days from the date of your purchase.
What is the refund processing time?
According to bank processing times, refunds typically take 3 to 10 business days to be credited to your account.
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